Head of Product, Digital Collections

We’re looking for a Head of Product (Digital Collection) to shape and scale our digital collection ecosystem - from strategy and analytics to automation and technology. Your mission will be to build data-driven tools, optimize collection processes, and enhance recovery efficiency through smart products and innovation. Key Responsibilities: - Develop, implement, evaluate, and continuously optimize collection strategies, tools, methods, and analytical models. - Define and manage key KPIs for the collection department to ensure sustainable portfolio growth and operational efficiency. - Identify growth opportunities, design and run pilot projects, test and implement new strategies. - Drive process automation across collection operations — manage, assess, and modernize technical systems, including telephony and robotic solutions. - Deploy and refine collection scoring models to improve segmentation and recovery outcomes. - Collaborate with external vendors and technology partners to identify, integrate, and implement innovative solutions. - Analyze key performance indicators for collection and pre-collection, monitor delinquency trends, and identify deviations and growth points. - Automate analytics and reporting, manage the KPI system, and oversee team performance evaluation and motivation within the collection department. Requirements - 3+ years of experience in a similar leadership role within a bank, microfinance organization, or collection agency. - Proven experience in designing, launching, and optimizing business processes in the debt collection domain. - Experience implementing and maintaining automated collection systems (including configuration of robotic tools and telephony). - Strong technical acumen: understanding of APIs, system integrations, backlog management, and task prioritization. - Solid SQL knowledge and ability to work with databases to analyze and optimize collection strategies. - Data-driven and systematic approach to collection management — capable of translating ideas into measurable results and vice versa. Benefits - Opportunity: The opportunity to work in an innovative fintech company with a global reach - Benefits: Competitive salary, paid vacations and additional day-offs - Growth Potential:  Accelerating your product leadership career in a high-growth, innovation-driven fintech. - Purpose:  Build tools that empower thousands of clients to thrive and suceed.