Junior Treasury Officer

To support and manage Renmoney’s treasury activities, including liquidity management, funding, investments, and regulatory compliance, ensuring optimal funding cost, adequate liquidity buffers, and strict adherence to CBN regulations applicable to Microfinance Banks.  The role supports Renmoney’s core business of consumer lending and financial services by ensuring stable funding, efficient cash deployment, and strong treasury governance.  CORE RESPONSIBILITIES  Liquidity & Funding Management  - Monitor daily cash positions across all Renmoney accounts  - Daily reconciliation and call over of all Bank accounts  - Booking of deposits  - Liquidations of deposits  - Maintenance of FD schedule with regular reconciliation to the system  - Support maintenance of adequate liquidity buffers in line with internal policy and CBN guidelines  - Sound and efficient relationship management with all internal stakeholders  - Support funding activities (bank lines, placements, borrowings)  - Assist in regulatory reporting and data collation  - Support deal execution under supervision  - Maintain treasury databases, trackers, and schedules  Treasury Operations  - Execute and monitor treasury transactions   - Maintain deal tickets, confirmations, and transaction records  - Ensure accurate posting and reconciliation of treasury transactions  Regulatory & Compliance (CBN-Focused)  - Ensure compliance with internal treasury policies, approval limits, and delegation of authority  - Maintain audit-ready documentation for internal, external, and regulatory reviews  Risk Management & Controls  - Identify and escalate liquidity, funding, market, and operational risks  - Ensure adherence to segregation of duties and internal control standards  Reporting & Analysis  - Prepare the daily Treasury report   - Support budgeting, forecasting, and ALCO presentations  Requirements - 2–5 years’ experience in Treasury, Finance, Banking, or Financial Services  - Exposure to non-bank financial institutions or finance companies is an advantage  Qualifications  - Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or related field  Certifications  - CIBN (Associate Member or in progress) – desirable  - Microfinance Certification Programme (MCP) – desirable   Skills & Competencies  Analytical Skills  - Strong numerical and data interpretation ability  - Basic understanding of liquidity ratios and funding structures  Technical & Computer Skills  - Intermediate to advanced Microsoft Excel  - Working knowledge of PowerPoint and Word  - Familiarity with core banking or treasury systems  People Skills  - Good communication and teamwork skills  - Willingness to learn and take guidance  Personal Attributes  - Pays close attention to detail  - Integrity and compliance mindset  - Ability to work under pressure