Senior Product Manager, Banking

ABOUT THE ROLE Join a fintech team building banking products for small businesses. You will own a major product area across money movement, account services, platform reliability, and customer security, helping make complex financial workflows simple and dependable. WHAT YOU'LL DO - Own strategy, roadmap, and execution for core banking products, including deposit accounts, payments, cards, and supporting infrastructure. - Improve end-to-end account opening, funding, deposits, and money-movement experiences across ACH, wires, transfers, bill pay, and card transactions. - Partner with Engineering on the ledger, payment rails, and card systems that support customer-facing flows. - Use customer research and usage data to identify high-impact opportunities and guide product discovery. - Write clear specifications, define success metrics, and ship reliable, secure features with Engineering and Design. - Work with Risk, Compliance, and Legal to address fraud, security, and regulatory requirements throughout product development. - Manage integrations and product relationships with banking partners and third-party vendors. - Track metrics including activation, engagement, retention, product adoption, and reliability. WHAT WE'RE LOOKING FOR - Typically 5 to 15 years of relevant product experience, including demonstrated ownership of banking products. - Strong experience building non-card payment and money-movement products, such as ACH, wire transfers, or real-time payments. - Practical understanding of payment mechanics, including selecting the appropriate rail for a transaction and common ACH return reasons. - Experience partnering with backend engineers on financial product systems, and familiarity with agentic tooling. - Ability to translate complex financial and operational requirements into clear, secure customer experiences. COMPENSATION & BENEFITS Base salary: $160,000 to $200,000 annually. Visa sponsorship is not available. LOCATION Hybrid in New York City, New York, with 2 to 3 days onsite each week.