Senior Product Manager, Banking

ABOUT THE ROLE Join a fintech team building banking products for small businesses. You will own a major product area across payment experiences, account services, platform reliability, and customer security, helping make complex financial services simple and trustworthy. WHAT YOU'LL DO - Own the strategy, roadmap, and delivery for core banking products, including deposit accounts, money movement, cards, and supporting infrastructure. - Improve end-to-end experiences for account opening, funding, deposits, ACH, wires, transfers, bill pay, and card transactions. - Partner with Engineering on the ledger, payment rails, and card systems that support customer-facing flows. - Use customer research and cohort-based product data to identify high-impact opportunities. - Write clear product specifications, define success metrics, and ship reliable, secure features with Engineering and Design. - Build risk, fraud, security, and regulatory requirements into product development with Risk, Compliance, and Legal partners. - Manage integrations and product relationships with banking partners and third-party vendors. - Track activation, engagement, retention, multi-product adoption, and reliability. WHAT WE'RE LOOKING FOR - Five to fifteen years of relevant product management experience, including experience at Senior Product Manager scope. - Strong experience with non-card payments and money movement, such as ACH, wire transfers, and real-time payment rails. - Understanding of payment-rail selection and common ACH return reasons. - Demonstrated experience building banking products and working with backend developers and agentic tooling. - Ability to collaborate across Engineering, Operations, Risk, Compliance, Legal, and external partners. COMPENSATION & BENEFITS Base salary is $160,000 to $200,000 annually. Visa sponsorship is not available. LOCATION Hybrid position based in New York City, New York, with 2 to 3 days onsite each week.